Your Business Is Exposed.
Fix It in Four Minutes.
No broker calls. No paper applications. No six-week quote waits. Tailored coverage for your exact risk profile — activated before your next meeting.
Your office, equipment, and inventory need a real shield.
A burst pipe, a break-in, or a fire doesn't ask for your insurance status. Property coverage through Underwrite activates in minutes and covers your physical assets from day one of your lease.
$2.1M
avg. property claim
62% of small businesses underestimate their property replacement cost by at least 40%.
Risk Audit
Property Risk Audit
Items your current coverage may be missing
Underwrite handles all of this automatically
Policy active within 4 minutes of completing your audit
One lawsuit can end a company that isn't covered.
Slip-and-fall. Product defect. A client claims your advice cost them revenue. General liability is the floor of every serious business insurance stack — and Underwrite makes sure yours has no holes.
$75K
avg. liability claim
43% of small businesses face a lawsuit or threat of one in any given year.
Risk Audit
Liability Risk Audit
Gaps that surface after a claim, not before
Underwrite handles all of this automatically
Policy active within 4 minutes of completing your audit
A data breach costs more than your annual revenue.
Ransomware. Phishing. An employee clicking the wrong link. Cyber incidents now hit businesses of every size — and the average cost of a breach for a company under 100 employees exceeds $180,000.
$180K
avg. SMB breach cost
Cyber incidents increased 38% year-over-year. Most policies exclude ransomware by default.
Risk Audit
Cyber Risk Audit
The coverage most startups skip — and regret
Underwrite handles all of this automatically
Policy active within 4 minutes of completing your audit
Your team and your vehicles are your biggest exposure.
Fleet accidents are the #1 source of commercial liability claims. Workers' comp is legally required in 49 states. Underwrite covers both in a single audit — no separate brokers, no coverage gaps between policies.
49 states
workers' comp required
Fleet accidents are the single largest source of commercial liability claims, averaging $70K per incident.
Risk Audit
Fleet & Workers' Comp Audit
Multi-vehicle and workforce coverage checklist
Underwrite handles all of this automatically
Policy active within 4 minutes of completing your audit
Complete Coverage Audit
Every risk. Handled.
Before you leave this page.
The average business carries 3.2 uninsured risk exposures. Underwrite closes every gap in a single 4-minute audit — not one category at a time.
Coverage Audit
Acme Corp — Policy #UW-2026-0094
No credit card. No broker. Results in 4 minutes.
Client Stories
The people who stopped
waiting for coverage.
4.9/5
avg. client rating
12,400+
businesses covered
“We signed our first office lease on a Tuesday. By Thursday afternoon, we had GL, property, and cyber coverage active. Our landlord was shocked — he'd never seen a tenant move that fast on insurance.”
Marcus Okonkwo
Co-founder & CEO · Fieldline Technologies
“I manage fleet coverage across 47 vehicles and three states. The old way took my broker six weeks to get a renewal quote. Underwrite did it in the time it took me to finish my coffee.”
Renata Vasquez
Director of Operations · Meridian Logistics Group
“After our claim denial two years ago — buried in a sub-limit clause I'd never read — I became obsessed with fine print. Underwrite shows you exactly what's covered and what isn't. No surprises.”
Daniel Schwartz
CFO · Apex Consumer Brands
Start Your Audit
Four minutes to know
exactly where you stand.
Tell us about your business. We'll show you every coverage gap, every risk, and the exact premium to close it — all before you commit to anything.
No credit card. No broker. SOC 2 certified. Your data is never sold.